MOTOR INSURANCE

At AR Capitals, we understand that your vehicle is more than just a mode of transportation—it’s an essential part of your daily life, business, and financial well-being. Our Motor Insurance solutions are designed to protect you against unforeseen risks such as accidents, theft, natural calamities, fire, and third-party liabilities, ensuring complete peace of mind on every journey.

Whether you own a two-wheeler, private car, auto rickshaw, taxi, commercial vehicle, truck, bus, or goods carrier, we help you choose the right insurance policy that offers comprehensive protection at competitive premiums. Our team works with leading insurance companies to provide tailored coverage based on your vehicle type, usage, and budget.

Compulsory Personal Accident (CPA) Cover

As per IRDAI guidelines, Compulsory Personal Accident (CPA) Cover for the Owner-Driver is mandatory under Motor Insurance policies. In September 2018, IRDAI enhanced the mandatory Capital Sum Insured (CSI) for the Owner-Driver from the earlier limits to ₹15 lakh, applicable across eligible vehicle classes, subject to the applicable terms and conditions.

From purchasing a new policy to renewals and claim assistance, AR Capitals offers end-to-end support with transparent guidance, quick service, and hassle-free claim coordination. Our goal is to keep you protected while making your insurance experience simple, convenient, and stress-free.